New Haven County Credit Union,Inc.
Major Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.2 has resulted in Excellent (10.0) profitability. A current level of 1.8 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (8.1).
Other Rating Factors:
Good current capitalization (6.9 on a scale of 0 to 10) based on a net capital to total assets of 9.4 and a net worth ratio of 0.0. Fair liquidity 4.6, driven by a liquidity ratio of 32.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Securities (31%), consumer loans (20%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
Two Broadway
North Haven, CT 06473
North Haven, CT 06473
Phone Number
(203) 234-8773
NCUA Charter Number
Website
Largest Competitors
East Hartford, CT
Hartford, CT
Waterford, CT
Stratford, CT
North Haven, CT