New Haven County Credit Union,Inc.
Major Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.2 has resulted in Excellent (10.0) profitability. Excellent current capitalization (8.4 on a scale of 0 to 10) based on a net capital to total assets of 10.4 and a net worth ratio of 10.5.
Other Rating Factors:
A current level of 5.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10).
Asset Mix:
Securities (33%), consumer loans (20%), home mtgs (3%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
Two Broadway
North Haven, CT 06473
North Haven, CT 06473
Phone Number
(203) 234-8773
NCUA Charter Number
Website
Largest Competitors
Hartford, CT
East Hartford, CT
Waterford, CT
Stratford, CT
North Haven, CT