B
I B E W Local 146 Credit Union
DecaturIL
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings I B E W Local 146 Credit Union
Decatur, IL
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.20
Profitability Index 9.30
Stability Index 5.70
Company Info I B E W Local 146 Credit Union
Decatur, IL
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NCUA Charter Number 5408
Phone Number (217) 877-6521
Website www.ibew146cu.com
Asset Quality I B E W Local 146 Credit Union
Decatur, IL
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1-Year Asset Growth 3.86%
5-Year Asset Growth 5.39%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.68%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet I B E W Local 146 Credit Union
Decatur, IL
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Total Assets 5.17M
Total Deposits 4.55M
Capital and Reserves I B E W Local 146 Credit Union
Decatur, IL
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Capital 610.00K
Leverage Ratio 11.80
Loan Loss Reserves to Loans 1.78%
Liquidity I B E W Local 146 Credit Union
Decatur, IL
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Hot Money Ratio 0.00%
Liquidity Ratio 22.35%
Profitability I B E W Local 146 Credit Union
Decatur, IL
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5-Year Return on Average Assets 0.73%
Net Income 43.00K
Net Interest Spread 4.88%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 63.16%
Return on Assets 1.68%
Return on Equity 14.63%