Interior Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.3 on a scale of 0 to 10) based on a net capital to total assets of 6.6 and a net worth ratio of 7.5. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 0.7 has resulted in Fair (3.8) profitability.
Other Rating Factors:
A current level of 10.7 percent of nonperforming loans to core capital contributes to the Good asset quality (6.5). Weak liquidity 2.6, driven by a liquidity ratio of 14.6 percent and a “hot money” ratio of 25.3 percent.
Asset Mix:
Home mtgs (31%), consumer loans (21%), comm loans (7%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1849 C Street, NW
Washington, DC 20240
Washington, DC 20240
Phone Number
(202) 208-3936
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC