Interior Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.1 on a scale of 0 to 10) based on a net capital to total assets of 6.4 and a net worth ratio of 7.4. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 0.9 has resulted in Fair (3.1) profitability.
Other Rating Factors:
A current level of 7.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.1). Weak liquidity 2.9, driven by a liquidity ratio of 18.0 percent and a “hot money” ratio of 24.1 percent.
Asset Mix:
Home mtgs (31%), consumer loans (20%), comm loans (6%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1849 C Street, NW
Washington, DC 20240
Washington, DC 20240
Phone Number
(202) 208-3936
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC