B
M W R D Employees Credit Union
ChicagoIL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M W R D Employees Credit Union
Chicago, IL
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 3.00
Stability Index 6.30
Company Info M W R D Employees Credit Union
Chicago, IL
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NCUA Charter Number 5411
Phone Number (312) 751-3111
Website www.mwrdecu.org
Asset Quality M W R D Employees Credit Union
Chicago, IL
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1-Year Asset Growth -2.92%
5-Year Asset Growth 2.43%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 5.73%
Non-Performing Loans to Loans 0.94%
Balance Sheet M W R D Employees Credit Union
Chicago, IL
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Total Assets 39.64M
Total Deposits 34.05M
Capital and Reserves M W R D Employees Credit Union
Chicago, IL
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Capital 5.42M
Leverage Ratio 13.84
Loan Loss Reserves to Loans 1.18%
Liquidity M W R D Employees Credit Union
Chicago, IL
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Hot Money Ratio 8.63%
Liquidity Ratio 22.36%
Profitability M W R D Employees Credit Union
Chicago, IL
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5-Year Return on Average Assets 0.26%
Net Income 93.00K
Net Interest Spread 3.92%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 90.86%
Return on Assets 0.31%
Return on Equity 2.31%