C
Mercer Credit Union
AledoIL
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mercer Credit Union
Aledo, IL
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Rating C
Asset Quality Index 4.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 4.10
Stability Index 3.70
Company Info Mercer Credit Union
Aledo, IL
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NCUA Charter Number 5430
Phone Number (309) 582-2005
Website mercercreditunion.com
Asset Quality Mercer Credit Union
Aledo, IL
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1-Year Asset Growth -7.06%
5-Year Asset Growth 1.31%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.20%
Non-Performing Loans to Capital 13.82%
Non-Performing Loans to Loans 2.97%
Balance Sheet Mercer Credit Union
Aledo, IL
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Total Assets 2.50M
Total Deposits 2.10M
Capital and Reserves Mercer Credit Union
Aledo, IL
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Capital 385.00K
Leverage Ratio 15.40
Loan Loss Reserves to Loans 0.70%
Liquidity Mercer Credit Union
Aledo, IL
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Hot Money Ratio 0.00%
Liquidity Ratio 30.04%
Profitability Mercer Credit Union
Aledo, IL
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5-Year Return on Average Assets 0.29%
Net Income 10.00K
Net Interest Spread 3.19%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 73.68%
Return on Assets 0.78%
Return on Equity 5.24%