| Weiss Ratings |
Garden Island Federal Credit Union
Lihue, HI |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 7.30 | |||
| Company Info |
Garden Island Federal Credit Union
Lihue, HI |
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| NCUA Charter Number | 5441 | |||
| Phone Number | (808) 245-2712 | |||
| Website | www.gardenislandfcu.com | |||
| Asset Quality |
Garden Island Federal Credit Union
Lihue, HI |
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| 1-Year Asset Growth | -1.28% | |||
| 5-Year Asset Growth | 4.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 1.09% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 3.87% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
Garden Island Federal Credit Union
Lihue, HI |
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| Total Assets | 120.27M | |||
| Total Deposits | 105.00M | |||
| Capital and Reserves |
Garden Island Federal Credit Union
Lihue, HI |
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| Capital | 14.96M | |||
| Leverage Ratio | 13.53 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Garden Island Federal Credit Union
Lihue, HI |
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| Hot Money Ratio | 11.93% | |||
| Liquidity Ratio | 26.50% | |||
| Profitability |
Garden Island Federal Credit Union
Lihue, HI |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 78.00K | |||
| Net Interest Spread | 3.50% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 83.71% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 2.09% | |||