B
LOCO Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings LOCO Credit Union
Alamogordo, NM
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 3.10
Stability Index 5.50
Company Info LOCO Credit Union
Alamogordo, NM
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NCUA Charter Number 5446
Phone Number (575) 437-3110
Website www.lococreditunion.com
Asset Quality LOCO Credit Union
Alamogordo, NM
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1-Year Asset Growth 6.14%
5-Year Asset Growth 4.24%
5-Year Charge-Offs to Average Loans 2.46%
Charge-Offs to Average Loans 2.83%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 5.85%
Non-Performing Loans to Loans 0.86%
Balance Sheet LOCO Credit Union
Alamogordo, NM
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Total Assets 66.18M
Total Deposits 57.33M
Capital and Reserves LOCO Credit Union
Alamogordo, NM
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Capital 8.14M
Leverage Ratio 12.69
Loan Loss Reserves to Loans 2.49%
Liquidity LOCO Credit Union
Alamogordo, NM
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Hot Money Ratio 23.52%
Liquidity Ratio 32.09%
Profitability LOCO Credit Union
Alamogordo, NM
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5-Year Return on Average Assets 0.40%
Net Income -238.00K
Net Interest Spread 4.40%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 82.07%
Return on Assets -0.50%
Return on Equity -3.85%