A
New Jersey Law & Public Safety Credit Union
TrentonNJ
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
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Capital
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Net
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Weiss Ratings New Jersey Law & Public Safety Credit Union
Trenton, NJ
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 10.00
Stability Index 8.00
Company Info New Jersey Law & Public Safety Credit Union
Trenton, NJ
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NCUA Charter Number 5448
Phone Number (609) 393-0046
Website www.njlpscu.org
Asset Quality New Jersey Law & Public Safety Credit Union
Trenton, NJ
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1-Year Asset Growth 7.45%
5-Year Asset Growth 5.30%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.03%
Non-Performing Loans to Loans 0.32%
Balance Sheet New Jersey Law & Public Safety Credit Union
Trenton, NJ
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Total Assets 63.63M
Total Deposits 51.45M
Capital and Reserves New Jersey Law & Public Safety Credit Union
Trenton, NJ
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Capital 12.04M
Leverage Ratio 18.93
Loan Loss Reserves to Loans 0.80%
Liquidity New Jersey Law & Public Safety Credit Union
Trenton, NJ
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Hot Money Ratio 11.94%
Liquidity Ratio 47.71%
Profitability New Jersey Law & Public Safety Credit Union
Trenton, NJ
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5-Year Return on Average Assets 1.09%
Net Income 936.00K
Net Interest Spread 5.47%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 60.33%
Return on Assets 1.98%
Return on Equity 10.80%