C
High Desert Community Credit Union
AztecNM
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings High Desert Community Credit Union
Aztec, NM
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 1.70
Stability Index 4.60
Company Info High Desert Community Credit Union
Aztec, NM
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NCUA Charter Number 5457
Phone Number (505) 334-3074
Website www.highdesertcu.org
Asset Quality High Desert Community Credit Union
Aztec, NM
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1-Year Asset Growth -6.20%
5-Year Asset Growth 1.13%
5-Year Charge-Offs to Average Loans 1.43%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 6.39%
Non-Performing Loans to Loans 1.65%
Balance Sheet High Desert Community Credit Union
Aztec, NM
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Total Assets 16.83M
Total Deposits 14.57M
Capital and Reserves High Desert Community Credit Union
Aztec, NM
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Capital 2.23M
Leverage Ratio 13.70
Loan Loss Reserves to Loans 1.75%
Liquidity High Desert Community Credit Union
Aztec, NM
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Hot Money Ratio 0.00%
Liquidity Ratio 34.55%
Profitability High Desert Community Credit Union
Aztec, NM
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5-Year Return on Average Assets 0.72%
Net Income -12.00K
Net Interest Spread 4.11%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 83.42%
Return on Assets -0.14%
Return on Equity -1.07%