University First Federal Credit Union

Salt Lake City, UT

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
Assets

Capital

Total
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Weiss Ratings	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.60
Capitalization Index	6.40
Liquidity Index	2.30
Profitability Index	5.70
Stability Index	5.90

Company Info	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5459
Phone Number	(801) 481-8800
Website	www.ufirstcu.com

Asset Quality	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.45%
5-Year Asset Growth	13.67%
5-Year Charge-Offs to Average Loans	0.29%
Charge-Offs to Average Loans	0.28%
Non-Performing Assets to Assets	0.49%
Non-Performing Loans to Capital	5.22%
Non-Performing Loans to Loans	0.52%

Balance Sheet	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.97B
Total Deposits	1.69B

Capital and Reserves	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Capital	174.21M
Leverage Ratio	9.72
Loan Loss Reserves to Loans	0.65%

Liquidity	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.45%
Liquidity Ratio	10.00%

Profitability	University First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.99%
Net Income	4.90M
Net Interest Spread	3.41%
Operating Profit to Average Assets	1.29%
Overhead Efficiency Ratio	74.29%
Return on Assets	0.99%
Return on Equity	11.39%