| Weiss Ratings |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 5.40 | |||
| Company Info |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5489 | |||
| Phone Number | (410) 663-2500 | |||
| Website | www.destinationscu.org | |||
| Asset Quality |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.16% | |||
| 5-Year Asset Growth | 1.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 4.17% | |||
| Non-Performing Loans to Loans | 1.30% | |||
| Balance Sheet |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 64.73M | |||
| Total Deposits | 55.97M | |||
| Capital and Reserves |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 8.50M | |||
| Leverage Ratio | 13.68 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.24% | |||
| Liquidity Ratio | 26.08% | |||
| Profitability |
Destinations Credit Union
Baltimore, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.02% | |||
| Net Income | 199.00K | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 87.17% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.25% | |||