B
Billerica Municipal Employees Credit Union
Rating Date
May 2024
Net Capital
Ratio
19.32
Leverage
Ratio
19.31
Return On
Assets
1.05%
Total
Assets
19.75M
Capital
3.82M
Total
Deposits
15.90M
Net
Income
51.00K
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Weiss Ratings Billerica Municipal Employees Credit Union
Billerica, MA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.30
Profitability Index 6.40
Stability Index 6.30
Company Info Billerica Municipal Employees Credit Union
Billerica, MA 		Click to
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NCUA Charter Number 5491
Phone Number (978) 667-2434
Website www.billericamecu.com
Asset Quality Billerica Municipal Employees Credit Union
Billerica, MA 		Click to
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1-Year Asset Growth -0.45%
5-Year Asset Growth 5.25%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Billerica Municipal Employees Credit Union
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Total Assets 19.75M
Total Deposits 15.90M
Capital and Reserves Billerica Municipal Employees Credit Union
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Capital 3.82M
Leverage Ratio 19.31
Loan Loss Reserves to Loans 0.42%
Liquidity Billerica Municipal Employees Credit Union
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Hot Money Ratio 3.89%
Liquidity Ratio 24.15%
Profitability Billerica Municipal Employees Credit Union
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5-Year Return on Average Assets 0.61%
Net Income 51.00K
Net Interest Spread 2.78%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 60.77%
Return on Assets 1.05%
Return on Equity 5.38%