C
Industrial Credit Union of Whatcom County
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Industrial Credit Union of Whatcom County
Bellingham, WA
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Rating C
Asset Quality Index 7.60
Capitalization Index 4.90
Liquidity Index 3.20
Profitability Index 2.80
Stability Index 2.50
Company Info Industrial Credit Union of Whatcom County
Bellingham, WA
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NCUA Charter Number 5492
Phone Number (360) 734-2043
Website www.industrialcu.com
Asset Quality Industrial Credit Union of Whatcom County
Bellingham, WA
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1-Year Asset Growth 0.02%
5-Year Asset Growth 8.57%
5-Year Charge-Offs to Average Loans 0.93%
Charge-Offs to Average Loans 2.58%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 6.86%
Non-Performing Loans to Loans 0.69%
Balance Sheet Industrial Credit Union of Whatcom County
Bellingham, WA
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Total Assets 387.84M
Total Deposits 341.15M
Capital and Reserves Industrial Credit Union of Whatcom County
Bellingham, WA
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Capital 28.10M
Leverage Ratio 11.26
Loan Loss Reserves to Loans 2.06%
Liquidity Industrial Credit Union of Whatcom County
Bellingham, WA
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Hot Money Ratio 10.26%
Liquidity Ratio 19.91%
Profitability Industrial Credit Union of Whatcom County
Bellingham, WA
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5-Year Return on Average Assets 0.59%
Net Income 249.00K
Net Interest Spread 4.99%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 73.12%
Return on Assets 0.09%
Return on Equity 1.23%