C
Industrial Credit Union of Whatcom County
Rating Date
September 2025
Net Capital
Ratio
7.33
Leverage
Ratio
11.13
Return On
Assets
0.51%
Total
Assets
404.69M
Capital
29.66M
Total
Deposits
356.39M
Net
Income
1.00M
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Weiss Ratings Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 5.00
Liquidity Index 3.80
Profitability Index 5.10
Stability Index 2.60
Company Info Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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NCUA Charter Number 5492
Phone Number (360) 734-2043
Website www.industrialcu.com
Asset Quality Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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1-Year Asset Growth 3.60%
5-Year Asset Growth 9.54%
5-Year Charge-Offs to Average Loans 1.31%
Charge-Offs to Average Loans 1.80%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 5.25%
Non-Performing Loans to Loans 0.57%
Balance Sheet Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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Total Assets 404.69M
Total Deposits 356.39M
Capital and Reserves Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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Capital 29.66M
Leverage Ratio 11.13
Loan Loss Reserves to Loans 1.82%
Liquidity Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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Hot Money Ratio 12.21%
Liquidity Ratio 21.73%
Profitability Industrial Credit Union of Whatcom County
Bellingham, WA 		Click to
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5-Year Return on Average Assets 0.48%
Net Income 1.00M
Net Interest Spread 5.11%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 75.38%
Return on Assets 0.51%
Return on Equity 6.93%