| Weiss Ratings |
River Works Credit Union
Lynn, MA |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 8.20 | |||
| Company Info |
River Works Credit Union
Lynn, MA |
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| NCUA Charter Number | 5494 | |||
| Phone Number | (781) 599-0096 | |||
| Website | www.rwcu.com | |||
| Asset Quality |
River Works Credit Union
Lynn, MA |
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| 1-Year Asset Growth | 12.68% | |||
| 5-Year Asset Growth | 3.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.07% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
River Works Credit Union
Lynn, MA |
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| Total Assets | 130.70M | |||
| Total Deposits | 112.75M | |||
| Capital and Reserves |
River Works Credit Union
Lynn, MA |
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| Capital | 16.28M | |||
| Leverage Ratio | 12.45 | |||
| Loan Loss Reserves to Loans | 0.22% | |||
| Liquidity |
River Works Credit Union
Lynn, MA |
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| Hot Money Ratio | 20.09% | |||
| Liquidity Ratio | 17.16% | |||
| Profitability |
River Works Credit Union
Lynn, MA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 202.00K | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 85.59% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 5.00% | |||