| Weiss Ratings |
River Works Credit Union
Lynn, MA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 6.70 | |||
| Company Info |
River Works Credit Union
Lynn, MA |
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| NCUA Charter Number | 5494 | |||
| Phone Number | (781) 599-0096 | |||
| Website | www.rwcu.com | |||
| Asset Quality |
River Works Credit Union
Lynn, MA |
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| 1-Year Asset Growth | 30.29% | |||
| 5-Year Asset Growth | 8.15% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 8.45% | |||
| Non-Performing Loans to Loans | 1.14% | |||
| Balance Sheet |
River Works Credit Union
Lynn, MA |
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| Total Assets | 170.29M | |||
| Total Deposits | 151.65M | |||
| Capital and Reserves |
River Works Credit Union
Lynn, MA |
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| Capital | 16.70M | |||
| Leverage Ratio | 9.81 | |||
| Loan Loss Reserves to Loans | 0.16% | |||
| Liquidity |
River Works Credit Union
Lynn, MA |
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| Hot Money Ratio | 32.75% | |||
| Liquidity Ratio | 13.52% | |||
| Profitability |
River Works Credit Union
Lynn, MA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 198.00K | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 91.92% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 4.77% | |||