Emergency Responders Credit Union
| Weiss Ratings |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 3.90 | |||
| Company Info |
Emergency Responders Credit Union
Winston-Salem, NC |
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| NCUA Charter Number | 5499 | |||
| Phone Number | (336) 723-0619 | |||
| Website | www.emrspcu.com | |||
| Asset Quality |
Emergency Responders Credit Union
Winston-Salem, NC |
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| 1-Year Asset Growth | -6.61% | |||
| 5-Year Asset Growth | 4.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.98% | |||
| Non-Performing Assets to Assets | 1.84% | |||
| Non-Performing Loans to Capital | 17.20% | |||
| Non-Performing Loans to Loans | 2.18% | |||
| Balance Sheet |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Total Assets | 27.83M | |||
| Total Deposits | 24.86M | |||
| Capital and Reserves |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Capital | 2.87M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Hot Money Ratio | 11.40% | |||
| Liquidity Ratio | 14.50% | |||
| Profitability |
Emergency Responders Credit Union
Winston-Salem, NC |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | -203.00K | |||
| Net Interest Spread | 5.60% | |||
| Operating Profit to Average Assets | 0.23% | |||
| Overhead Efficiency Ratio | 95.98% | |||
| Return on Assets | -0.93% | |||
| Return on Equity | -8.80% | |||