Emergency Responders Credit Union
| Weiss Ratings |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.40 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 5.60 | |||
| Company Info |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5499 | |||
| Phone Number | (336) 723-0619 | |||
| Website | www.emrspcu.com | |||
| Asset Quality |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.79% | |||
| 5-Year Asset Growth | 7.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 2.70% | |||
| Non-Performing Loans to Capital | 23.54% | |||
| Non-Performing Loans to Loans | 3.12% | |||
| Balance Sheet |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 29.93M | |||
| Total Deposits | 25.29M | |||
| Capital and Reserves |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.32M | |||
| Leverage Ratio | 11.08 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 11.97% | |||
| Liquidity Ratio | 12.81% | |||
| Profitability |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 9.00K | |||
| Net Interest Spread | 3.80% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 89.51% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.09% | |||