Emergency Responders Credit Union
| Weiss Ratings |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 4.50 | |||
| Company Info |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5499 | |||
| Phone Number | (336) 723-0619 | |||
| Website | www.emrspcu.com | |||
| Asset Quality |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.28% | |||
| 5-Year Asset Growth | 4.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.14% | |||
| Non-Performing Loans to Capital | 19.02% | |||
| Non-Performing Loans to Loans | 2.74% | |||
| Balance Sheet |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 29.55M | |||
| Total Deposits | 26.09M | |||
| Capital and Reserves |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.22M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.59% | |||
| Liquidity Ratio | 22.11% | |||
| Profitability |
Emergency Responders Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | -13.00K | |||
| Net Interest Spread | 5.05% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 85.37% | |||
| Return on Assets | -0.18% | |||
| Return on Equity | -1.61% | |||