Emergency Responders Credit Union
| Weiss Ratings |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 5.60 | |||
| Company Info |
Emergency Responders Credit Union
Winston-Salem, NC |
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| NCUA Charter Number | 5499 | |||
| Phone Number | (336) 723-0619 | |||
| Website | www.emrspcu.com | |||
| Asset Quality |
Emergency Responders Credit Union
Winston-Salem, NC |
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| 1-Year Asset Growth | -1.58% | |||
| 5-Year Asset Growth | 7.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 1.57% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 7.26% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Total Assets | 29.80M | |||
| Total Deposits | 25.71M | |||
| Capital and Reserves |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Capital | 3.20M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 0.14% | |||
| Liquidity |
Emergency Responders Credit Union
Winston-Salem, NC |
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| Hot Money Ratio | 14.35% | |||
| Liquidity Ratio | 17.35% | |||
| Profitability |
Emergency Responders Credit Union
Winston-Salem, NC |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | -107.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 87.08% | |||
| Return on Assets | -0.47% | |||
| Return on Equity | -4.31% | |||