C
First Northern Credit Union
ChicagoIL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Northern Credit Union
Chicago, IL
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Rating C
Asset Quality Index 7.80
Capitalization Index 8.00
Liquidity Index 3.30
Profitability Index 2.00
Stability Index 6.10
Company Info First Northern Credit Union
Chicago, IL
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NCUA Charter Number 5500
Phone Number (312) 332-6357
Website www.fncu.org
Asset Quality First Northern Credit Union
Chicago, IL
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1-Year Asset Growth -2.20%
5-Year Asset Growth 2.13%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 5.64%
Non-Performing Loans to Loans 0.88%
Balance Sheet First Northern Credit Union
Chicago, IL
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Total Assets 322.43M
Total Deposits 283.80M
Capital and Reserves First Northern Credit Union
Chicago, IL
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Capital 32.76M
Leverage Ratio 10.48
Loan Loss Reserves to Loans 1.03%
Liquidity First Northern Credit Union
Chicago, IL
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Hot Money Ratio 3.25%
Liquidity Ratio 16.50%
Profitability First Northern Credit Union
Chicago, IL
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5-Year Return on Average Assets 0.38%
Net Income 1.55M
Net Interest Spread 4.50%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 83.15%
Return on Assets 0.62%
Return on Equity 6.63%