| Weiss Ratings |
First Northern Credit Union
Chicago, IL |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 5.80 | |||
| Company Info |
First Northern Credit Union
Chicago, IL |
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| NCUA Charter Number | 5500 | |||
| Phone Number | (312) 332-6357 | |||
| Website | www.fncu.org | |||
| Asset Quality |
First Northern Credit Union
Chicago, IL |
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| 1-Year Asset Growth | -2.55% | |||
| 5-Year Asset Growth | 2.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.92% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
First Northern Credit Union
Chicago, IL |
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| Total Assets | 329.06M | |||
| Total Deposits | 291.48M | |||
| Capital and Reserves |
First Northern Credit Union
Chicago, IL |
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| Capital | 31.83M | |||
| Leverage Ratio | 10.12 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
First Northern Credit Union
Chicago, IL |
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| Hot Money Ratio | 3.31% | |||
| Liquidity Ratio | 18.02% | |||
| Profitability |
First Northern Credit Union
Chicago, IL |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 1.08M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 88.57% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 7.03% | |||