| Weiss Ratings |
Edinburg Teachers Credit Union
Edinburg, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.70 | |||
| Company Info |
Edinburg Teachers Credit Union
Edinburg, TX |
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| NCUA Charter Number | 5501 | |||
| Phone Number | (956) 259-3511 | |||
| Website | etcu.coop | |||
| Asset Quality |
Edinburg Teachers Credit Union
Edinburg, TX |
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| 1-Year Asset Growth | 3.32% | |||
| 5-Year Asset Growth | -1.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Edinburg Teachers Credit Union
Edinburg, TX |
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| Total Assets | 93.98M | |||
| Total Deposits | 78.63M | |||
| Capital and Reserves |
Edinburg Teachers Credit Union
Edinburg, TX |
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| Capital | 14.00M | |||
| Leverage Ratio | 23.16 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
Edinburg Teachers Credit Union
Edinburg, TX |
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| Hot Money Ratio | 3.77% | |||
| Liquidity Ratio | 21.09% | |||
| Profitability |
Edinburg Teachers Credit Union
Edinburg, TX |
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| 5-Year Return on Average Assets | -0.07% | |||
| Net Income | 81.00K | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 0.24% | |||
| Overhead Efficiency Ratio | 92.40% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 2.37% | |||