| Weiss Ratings |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.80 | |||
| Company Info |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5501 | |||
| Phone Number | (956) 259-3511 | |||
| Website | etcu.coop | |||
| Asset Quality |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.44% | |||
| 5-Year Asset Growth | -0.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 1.41% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.21% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 90.97M | |||
| Total Deposits | 77.69M | |||
| Capital and Reserves |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.96M | |||
| Leverage Ratio | 23.43 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 1.42% | |||
| Liquidity Ratio | 22.15% | |||
| Profitability |
Edinburg Teachers Credit Union
Edinburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.01% | |||
| Net Income | 299.00K | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 66.96% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 9.93% | |||