Energy Credit Union
| Weiss Ratings |
Energy Credit Union
West Roxbury, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 8.40 | |||
| Company Info |
Energy Credit Union
West Roxbury, MA |
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| NCUA Charter Number | 5503 | |||
| Phone Number | (617) 325-1999 | |||
| Website | www.energycreditunion.org | |||
| Asset Quality |
Energy Credit Union
West Roxbury, MA |
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| 1-Year Asset Growth | -2.90% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Energy Credit Union
West Roxbury, MA |
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| Total Assets | 127.78M | |||
| Total Deposits | 106.17M | |||
| Capital and Reserves |
Energy Credit Union
West Roxbury, MA |
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| Capital | 20.16M | |||
| Leverage Ratio | 16.69 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
Energy Credit Union
West Roxbury, MA |
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| Hot Money Ratio | 20.41% | |||
| Liquidity Ratio | 19.10% | |||
| Profitability |
Energy Credit Union
West Roxbury, MA |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 521.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 82.25% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 3.54% | |||