Energy Credit Union
| Weiss Ratings |
Energy Credit Union
West Roxbury, MA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 8.40 | |||
| Company Info |
Energy Credit Union
West Roxbury, MA |
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| NCUA Charter Number | 5503 | |||
| Phone Number | (617) 325-1999 | |||
| Website | www.energycreditunion.org | |||
| Asset Quality |
Energy Credit Union
West Roxbury, MA |
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| 1-Year Asset Growth | 0.07% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 4.86% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
Energy Credit Union
West Roxbury, MA |
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| Total Assets | 130.45M | |||
| Total Deposits | 109.75M | |||
| Capital and Reserves |
Energy Credit Union
West Roxbury, MA |
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| Capital | 19.50M | |||
| Leverage Ratio | 16.09 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
Energy Credit Union
West Roxbury, MA |
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| Hot Money Ratio | 21.14% | |||
| Liquidity Ratio | 16.53% | |||
| Profitability |
Energy Credit Union
West Roxbury, MA |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 177.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 81.75% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 3.68% | |||