B
Scott Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Scott Credit Union
Edwardsville, IL
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Rating B
Asset Quality Index 7.30
Capitalization Index 6.30
Liquidity Index 4.70
Profitability Index 1.80
Stability Index 5.10
Company Info Scott Credit Union
Edwardsville, IL
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NCUA Charter Number 5504
Phone Number (618) 345-1000
Website www.scu.org/
Asset Quality Scott Credit Union
Edwardsville, IL
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1-Year Asset Growth -1.82%
5-Year Asset Growth 6.59%
5-Year Charge-Offs to Average Loans 0.74%
Charge-Offs to Average Loans 1.38%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 7.61%
Non-Performing Loans to Loans 1.18%
Balance Sheet Scott Credit Union
Edwardsville, IL
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Total Assets 1.78B
Total Deposits 1.60B
Capital and Reserves Scott Credit Union
Edwardsville, IL
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Capital 155.20M
Leverage Ratio 9.38
Loan Loss Reserves to Loans 1.81%
Liquidity Scott Credit Union
Edwardsville, IL
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Hot Money Ratio 10.32%
Liquidity Ratio 28.49%
Profitability Scott Credit Union
Edwardsville, IL
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5-Year Return on Average Assets 0.45%
Net Income 514.00K
Net Interest Spread 5.21%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 75.90%
Return on Assets 0.12%
Return on Equity 1.34%