| Weiss Ratings |
US Employees Credit Union
Tomball, TX |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 4.10 | |||
| Company Info |
US Employees Credit Union
Tomball, TX |
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| NCUA Charter Number | 5506 | |||
| Phone Number | (713) 595-3400 | |||
| Website | www.usecuweb.com | |||
| Asset Quality |
US Employees Credit Union
Tomball, TX |
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| 1-Year Asset Growth | -1.70% | |||
| 5-Year Asset Growth | 1.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 1.17% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 3.75% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
US Employees Credit Union
Tomball, TX |
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| Total Assets | 86.61M | |||
| Total Deposits | 77.85M | |||
| Capital and Reserves |
US Employees Credit Union
Tomball, TX |
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| Capital | 8.28M | |||
| Leverage Ratio | 9.59 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
US Employees Credit Union
Tomball, TX |
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| Hot Money Ratio | 7.02% | |||
| Liquidity Ratio | 29.47% | |||
| Profitability |
US Employees Credit Union
Tomball, TX |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 259.00K | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 80.92% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 6.36% | |||