Whatcom Educational Credit Union
| Weiss Ratings |
Whatcom Educational Credit Union
Bellingham, WA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 8.30 | |||
| Company Info |
Whatcom Educational Credit Union
Bellingham, WA |
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| NCUA Charter Number | 5507 | |||
| Phone Number | (360) 676-1168 | |||
| Website | www.wecu.com | |||
| Asset Quality |
Whatcom Educational Credit Union
Bellingham, WA |
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| 1-Year Asset Growth | 8.49% | |||
| 5-Year Asset Growth | 11.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 5.12% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
Whatcom Educational Credit Union
Bellingham, WA |
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| Total Assets | 3.14B | |||
| Total Deposits | 2.56B | |||
| Capital and Reserves |
Whatcom Educational Credit Union
Bellingham, WA |
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| Capital | 363.40M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Whatcom Educational Credit Union
Bellingham, WA |
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| Hot Money Ratio | 13.86% | |||
| Liquidity Ratio | 13.00% | |||
| Profitability |
Whatcom Educational Credit Union
Bellingham, WA |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 10.47M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 72.40% | |||
| Return on Assets | 0.46% | |||
| Return on Equity | 3.91% | |||