Whatcom Educational Credit Union
| Weiss Ratings |
Whatcom Educational Credit Union
Bellingham, WA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 9.20 | |||
| Company Info |
Whatcom Educational Credit Union
Bellingham, WA |
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| NCUA Charter Number | 5507 | |||
| Phone Number | (360) 676-1168 | |||
| Website | www.wecu.com | |||
| Asset Quality |
Whatcom Educational Credit Union
Bellingham, WA |
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| 1-Year Asset Growth | 5.64% | |||
| 5-Year Asset Growth | 11.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.64% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.07% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Whatcom Educational Credit Union
Bellingham, WA |
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| Total Assets | 2.84B | |||
| Total Deposits | 2.30B | |||
| Capital and Reserves |
Whatcom Educational Credit Union
Bellingham, WA |
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| Capital | 339.18M | |||
| Leverage Ratio | 12.25 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Liquidity |
Whatcom Educational Credit Union
Bellingham, WA |
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| Hot Money Ratio | 13.03% | |||
| Liquidity Ratio | 20.82% | |||
| Profitability |
Whatcom Educational Credit Union
Bellingham, WA |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 3.46M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 74.01% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 4.10% | |||