Whatcom Educational Credit Union
| Weiss Ratings |
Whatcom Educational Credit Union
Bellingham, WA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 9.20 | |||
| Company Info |
Whatcom Educational Credit Union
Bellingham, WA |
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| NCUA Charter Number | 5507 | |||
| Phone Number | (360) 676-1168 | |||
| Website | www.wecu.com | |||
| Asset Quality |
Whatcom Educational Credit Union
Bellingham, WA |
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| 1-Year Asset Growth | 2.54% | |||
| 5-Year Asset Growth | 11.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 3.26% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Whatcom Educational Credit Union
Bellingham, WA |
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| Total Assets | 2.89B | |||
| Total Deposits | 2.33B | |||
| Capital and Reserves |
Whatcom Educational Credit Union
Bellingham, WA |
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| Capital | 350.08M | |||
| Leverage Ratio | 12.26 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
Whatcom Educational Credit Union
Bellingham, WA |
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| Hot Money Ratio | 14.02% | |||
| Liquidity Ratio | 15.45% | |||
| Profitability |
Whatcom Educational Credit Union
Bellingham, WA |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 10.61M | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 72.69% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 4.14% | |||