B
Whatcom Educational Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Whatcom Educational Credit Union
Bellingham, WA
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 4.00
Stability Index 9.20
Company Info Whatcom Educational Credit Union
Bellingham, WA
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NCUA Charter Number 5507
Phone Number (360) 676-1168
Website www.wecu.com
Asset Quality Whatcom Educational Credit Union
Bellingham, WA
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1-Year Asset Growth 2.54%
5-Year Asset Growth 11.48%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.26%
Non-Performing Loans to Loans 0.47%
Balance Sheet Whatcom Educational Credit Union
Bellingham, WA
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Total Assets 2.89B
Total Deposits 2.33B
Capital and Reserves Whatcom Educational Credit Union
Bellingham, WA
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Capital 350.08M
Leverage Ratio 12.26
Loan Loss Reserves to Loans 0.71%
Liquidity Whatcom Educational Credit Union
Bellingham, WA
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Hot Money Ratio 14.02%
Liquidity Ratio 15.45%
Profitability Whatcom Educational Credit Union
Bellingham, WA
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5-Year Return on Average Assets 0.89%
Net Income 10.61M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 72.69%
Return on Assets 0.50%
Return on Equity 4.14%