Southbridge Credit Union
| Weiss Ratings |
Southbridge Credit Union
Southbridge, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 6.60 | |||
| Company Info |
Southbridge Credit Union
Southbridge, MA |
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| NCUA Charter Number | 5508 | |||
| Phone Number | (508) 764-1773 | |||
| Website | www.southbridgecu.com | |||
| Asset Quality |
Southbridge Credit Union
Southbridge, MA |
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| 1-Year Asset Growth | 2.11% | |||
| 5-Year Asset Growth | 2.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Southbridge Credit Union
Southbridge, MA |
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| Total Assets | 220.91M | |||
| Total Deposits | 184.86M | |||
| Capital and Reserves |
Southbridge Credit Union
Southbridge, MA |
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| Capital | 23.00M | |||
| Leverage Ratio | 11.03 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Southbridge Credit Union
Southbridge, MA |
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| Hot Money Ratio | 12.65% | |||
| Liquidity Ratio | 12.73% | |||
| Profitability |
Southbridge Credit Union
Southbridge, MA |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 131.00K | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 90.17% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 2.29% | |||