Southbridge Credit Union
| Weiss Ratings |
Southbridge Credit Union
Southbridge, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 6.50 | |||
| Company Info |
Southbridge Credit Union
Southbridge, MA |
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| NCUA Charter Number | 5508 | |||
| Phone Number | (508) 764-1773 | |||
| Website | www.southbridgecu.com | |||
| Asset Quality |
Southbridge Credit Union
Southbridge, MA |
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| 1-Year Asset Growth | 5.56% | |||
| 5-Year Asset Growth | 3.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.94% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Southbridge Credit Union
Southbridge, MA |
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| Total Assets | 233.20M | |||
| Total Deposits | 203.06M | |||
| Capital and Reserves |
Southbridge Credit Union
Southbridge, MA |
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| Capital | 24.08M | |||
| Leverage Ratio | 10.55 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
Southbridge Credit Union
Southbridge, MA |
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| Hot Money Ratio | 15.97% | |||
| Liquidity Ratio | 15.02% | |||
| Profitability |
Southbridge Credit Union
Southbridge, MA |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 163.00K | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 90.75% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 2.72% | |||