Southbridge Credit Union
| Weiss Ratings |
Southbridge Credit Union
Southbridge, MA |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.70 | |||
| Company Info |
Southbridge Credit Union
Southbridge, MA |
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| NCUA Charter Number | 5508 | |||
| Phone Number | (508) 764-1773 | |||
| Website | www.southbridgecu.com | |||
| Asset Quality |
Southbridge Credit Union
Southbridge, MA |
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| 1-Year Asset Growth | 7.53% | |||
| 5-Year Asset Growth | 3.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.29% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Southbridge Credit Union
Southbridge, MA |
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| Total Assets | 230.90M | |||
| Total Deposits | 202.19M | |||
| Capital and Reserves |
Southbridge Credit Union
Southbridge, MA |
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| Capital | 24.84M | |||
| Leverage Ratio | 10.91 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Southbridge Credit Union
Southbridge, MA |
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| Hot Money Ratio | 16.62% | |||
| Liquidity Ratio | 11.33% | |||
| Profitability |
Southbridge Credit Union
Southbridge, MA |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 741.00K | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 86.46% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 4.07% | |||