| Weiss Ratings |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| NCUA Charter Number | 5561 | |||
| Phone Number | (919) 872-2395 | |||
| Website | www.electel.org | |||
| Asset Quality |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| 1-Year Asset Growth | 1.37% | |||
| 5-Year Asset Growth | 5.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.57% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Total Assets | 63.74M | |||
| Total Deposits | 55.18M | |||
| Capital and Reserves |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Capital | 8.56M | |||
| Leverage Ratio | 13.43 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Hot Money Ratio | 8.82% | |||
| Liquidity Ratio | 22.68% | |||
| Profitability |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 304.00K | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 72.78% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 7.19% | |||