| Weiss Ratings |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| NCUA Charter Number | 5561 | |||
| Phone Number | (919) 872-2395 | |||
| Website | www.electel.org | |||
| Asset Quality |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| 1-Year Asset Growth | 2.24% | |||
| 5-Year Asset Growth | 3.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 5.36% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Total Assets | 62.37M | |||
| Total Deposits | 54.21M | |||
| Capital and Reserves |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Capital | 7.85M | |||
| Leverage Ratio | 12.58 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| Hot Money Ratio | 6.28% | |||
| Liquidity Ratio | 24.56% | |||
| Profitability |
ElecTel Cooperative Federal Credit Union
Raleigh, NC |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 59.00K | |||
| Net Interest Spread | 4.74% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 85.45% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 3.02% | |||
