B
Citizens Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Community Credit Union
Fort Dodge, IA
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 10.00
Stability Index 7.00
Company Info Citizens Community Credit Union
Fort Dodge, IA
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NCUA Charter Number 5562
Phone Number (515) 955-5524
Website www.citizenscu.com
Asset Quality Citizens Community Credit Union
Fort Dodge, IA
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1-Year Asset Growth 4.27%
5-Year Asset Growth 2.75%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 0.91%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.70%
Balance Sheet Citizens Community Credit Union
Fort Dodge, IA
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Total Assets 237.20M
Total Deposits 190.73M
Capital and Reserves Citizens Community Credit Union
Fort Dodge, IA
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Capital 43.46M
Leverage Ratio 18.32
Loan Loss Reserves to Loans 0.89%
Liquidity Citizens Community Credit Union
Fort Dodge, IA
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Hot Money Ratio 5.90%
Liquidity Ratio 26.64%
Profitability Citizens Community Credit Union
Fort Dodge, IA
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5-Year Return on Average Assets 0.92%
Net Income 859.00K
Net Interest Spread 6.64%
Operating Profit to Average Assets 2.24%
Overhead Efficiency Ratio 65.45%
Return on Assets 1.48%
Return on Equity 7.98%