B
Citizens Community Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Community Credit Union
Fort Dodge, IA
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 8.30
Stability Index 6.30
Company Info Citizens Community Credit Union
Fort Dodge, IA
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NCUA Charter Number 5562
Phone Number (515) 955-5524
Website www.citizenscu.com
Asset Quality Citizens Community Credit Union
Fort Dodge, IA
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1-Year Asset Growth -1.83%
5-Year Asset Growth 1.97%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 0.80%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 3.09%
Non-Performing Loans to Loans 0.74%
Balance Sheet Citizens Community Credit Union
Fort Dodge, IA
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Total Assets 227.49M
Total Deposits 184.51M
Capital and Reserves Citizens Community Credit Union
Fort Dodge, IA
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Capital 40.25M
Leverage Ratio 17.69
Loan Loss Reserves to Loans 0.77%
Liquidity Citizens Community Credit Union
Fort Dodge, IA
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Hot Money Ratio 4.38%
Liquidity Ratio 19.95%
Profitability Citizens Community Credit Union
Fort Dodge, IA
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5-Year Return on Average Assets 0.77%
Net Income 843.00K
Net Interest Spread 5.95%
Operating Profit to Average Assets 2.33%
Overhead Efficiency Ratio 63.96%
Return on Assets 1.51%
Return on Equity 8.47%