| Weiss Ratings |
Ocean State Credit Union
Coventry, RI |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 7.30 | |||
| Company Info |
Ocean State Credit Union
Coventry, RI |
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| NCUA Charter Number | 5564 | |||
| Phone Number | (401) 397-1900 | |||
| Website | www.oceanstatecu.org | |||
| Asset Quality |
Ocean State Credit Union
Coventry, RI |
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| 1-Year Asset Growth | -1.56% | |||
| 5-Year Asset Growth | 3.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 8.00% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
Ocean State Credit Union
Coventry, RI |
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| Total Assets | 339.29M | |||
| Total Deposits | 269.71M | |||
| Capital and Reserves |
Ocean State Credit Union
Coventry, RI |
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| Capital | 39.47M | |||
| Leverage Ratio | 11.64 | |||
| Loan Loss Reserves to Loans | 0.23% | |||
| Liquidity |
Ocean State Credit Union
Coventry, RI |
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| Hot Money Ratio | 12.05% | |||
| Liquidity Ratio | 7.40% | |||
| Profitability |
Ocean State Credit Union
Coventry, RI |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 576.00K | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 89.66% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 2.94% | |||