| Weiss Ratings |
Ocean State Credit Union
Coventry, RI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 7.20 | |||
| Company Info |
Ocean State Credit Union
Coventry, RI |
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| NCUA Charter Number | 5564 | |||
| Phone Number | (401) 397-1900 | |||
| Website | www.oceanstatecu.org | |||
| Asset Quality |
Ocean State Credit Union
Coventry, RI |
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| 1-Year Asset Growth | 0.50% | |||
| 5-Year Asset Growth | 3.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 6.96% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Ocean State Credit Union
Coventry, RI |
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| Total Assets | 347.99M | |||
| Total Deposits | 271.10M | |||
| Capital and Reserves |
Ocean State Credit Union
Coventry, RI |
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| Capital | 39.15M | |||
| Leverage Ratio | 11.25 | |||
| Loan Loss Reserves to Loans | 0.23% | |||
| Liquidity |
Ocean State Credit Union
Coventry, RI |
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| Hot Money Ratio | 11.16% | |||
| Liquidity Ratio | 11.23% | |||
| Profitability |
Ocean State Credit Union
Coventry, RI |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 244.00K | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 0.34% | |||
| Overhead Efficiency Ratio | 90.48% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.50% | |||