| Weiss Ratings |
Ocean State Credit Union
Coventry, RI |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
Ocean State Credit Union
Coventry, RI |
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| NCUA Charter Number | 5564 | |||
| Phone Number | (401) 397-1900 | |||
| Website | www.oceanstatecu.org | |||
| Asset Quality |
Ocean State Credit Union
Coventry, RI |
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| 1-Year Asset Growth | 1.59% | |||
| 5-Year Asset Growth | 4.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.63% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Ocean State Credit Union
Coventry, RI |
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| Total Assets | 346.25M | |||
| Total Deposits | 268.71M | |||
| Capital and Reserves |
Ocean State Credit Union
Coventry, RI |
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| Capital | 37.93M | |||
| Leverage Ratio | 10.96 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
Ocean State Credit Union
Coventry, RI |
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| Hot Money Ratio | 10.01% | |||
| Liquidity Ratio | 11.37% | |||
| Profitability |
Ocean State Credit Union
Coventry, RI |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 65.00K | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 0.05% | |||
| Overhead Efficiency Ratio | 98.32% | |||
| Return on Assets | 0.08% | |||
| Return on Equity | 0.69% | |||