A
Sheboygan Area Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sheboygan Area Credit Union
Sheboygan, WI
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 9.30
Stability Index 8.00
Company Info Sheboygan Area Credit Union
Sheboygan, WI
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NCUA Charter Number 5568
Phone Number (920) 459-5151
Website www.shebareacu.com/
Asset Quality Sheboygan Area Credit Union
Sheboygan, WI
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1-Year Asset Growth 3.38%
5-Year Asset Growth 9.06%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.09%
Balance Sheet Sheboygan Area Credit Union
Sheboygan, WI
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Total Assets 81.43M
Total Deposits 69.13M
Capital and Reserves Sheboygan Area Credit Union
Sheboygan, WI
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Capital 11.10M
Leverage Ratio 13.75
Loan Loss Reserves to Loans 0.95%
Liquidity Sheboygan Area Credit Union
Sheboygan, WI
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Hot Money Ratio 1.98%
Liquidity Ratio 22.12%
Profitability Sheboygan Area Credit Union
Sheboygan, WI
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5-Year Return on Average Assets 1.20%
Net Income 1.17M
Net Interest Spread 4.41%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 61.29%
Return on Assets 1.92%
Return on Equity 14.81%