Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.4 has resulted in Fair (4.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.7 and a net worth ratio of 12.7. A current level of 0.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0).
Asset Mix:
Home mtgs (26%), consumer loans (26%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1677 South Webster Avenue
Green Bay, WI 54301
Green Bay, WI 54301
Phone Number
(920) 432-4353
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Brookfield, WI
Green Bay, WI
Green Bay, WI
Green Bay, WI