Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 22.6 and a net worth ratio of 22.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 10.6 percent of nonperforming loans to core capital contributes to the Good asset quality (6.7). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 0.1 has resulted in Fair (4.7) profitability.
Asset Mix:
Home mtgs (26%), consumer loans (26%), securities (2%), comm loans (0%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1351 N. Dr. Martin Luther King Jr. Drive
Milwaukee, WI 53212
Milwaukee, WI 53212
Phone Number
(414) 273-3170
NCUA Charter Number
Website
Largest Competitors
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Milwaukee, WI