Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Very Weak (0.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 5.6, driven by a liquidity ratio of 52.0 percent and a “hot money” ratio of 7.6 percent. Excellent current capitalization (7.7 on a scale of 0 to 10) based on a net capital to total assets of 9.9 and a net worth ratio of 9.9.
Asset Mix:
Home mtgs (26%), consumer loans (16%), other (58%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1219 North Cass Street
Milwaukee, WI 53202
Milwaukee, WI 53202
Phone Number
(414) 332-1744
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI