Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.6 has resulted in Very Weak (0.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 6.0, driven by a liquidity ratio of 57.0 percent and a “hot money” ratio of 3.9 percent. Excellent current capitalization (8.1 on a scale of 0 to 10) based on a net capital to total assets of 10.2 and a net worth ratio of 0.0.
Asset Mix:
Home mtgs (24%), consumer loans (15%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1219 North Cass Street
Milwaukee, WI 53202
Milwaukee, WI 53202
Phone Number
(414) 332-1744
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI