B
Ripple Credit Union
OshkoshWI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ripple Credit Union
Oshkosh, WI
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Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 7.30
Stability Index 8.10
Company Info Ripple Credit Union
Oshkosh, WI
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NCUA Charter Number 5586
Phone Number (920) 233-1140
Website ripplecu.org
Asset Quality Ripple Credit Union
Oshkosh, WI
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1-Year Asset Growth 1.94%
5-Year Asset Growth 12.16%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.96%
Non-Performing Assets to Assets 1.75%
Non-Performing Loans to Capital 12.25%
Non-Performing Loans to Loans 2.36%
Balance Sheet Ripple Credit Union
Oshkosh, WI
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Total Assets 36.49M
Total Deposits 31.56M
Capital and Reserves Ripple Credit Union
Oshkosh, WI
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Capital 4.90M
Leverage Ratio 12.67
Loan Loss Reserves to Loans 1.22%
Liquidity Ripple Credit Union
Oshkosh, WI
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Hot Money Ratio 13.01%
Liquidity Ratio 26.94%
Profitability Ripple Credit Union
Oshkosh, WI
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5-Year Return on Average Assets 1.81%
Net Income 102.00K
Net Interest Spread 5.31%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 68.94%
Return on Assets 1.13%
Return on Equity 8.42%