| Weiss Ratings |
Ripple Credit Union
Oshkosh, WI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Ripple Credit Union
Oshkosh, WI |
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| NCUA Charter Number | 5586 | |||
| Phone Number | (920) 233-1140 | |||
| Website | ripplecu.org | |||
| Asset Quality |
Ripple Credit Union
Oshkosh, WI |
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| 1-Year Asset Growth | 2.82% | |||
| 5-Year Asset Growth | 12.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.69% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 6.65% | |||
| Non-Performing Loans to Loans | 1.24% | |||
| Balance Sheet |
Ripple Credit Union
Oshkosh, WI |
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| Total Assets | 36.16M | |||
| Total Deposits | 31.08M | |||
| Capital and Reserves |
Ripple Credit Union
Oshkosh, WI |
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| Capital | 5.06M | |||
| Leverage Ratio | 14.11 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Ripple Credit Union
Oshkosh, WI |
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| Hot Money Ratio | 12.14% | |||
| Liquidity Ratio | 20.50% | |||
| Profitability |
Ripple Credit Union
Oshkosh, WI |
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| 5-Year Return on Average Assets | 1.81% | |||
| Net Income | 265.00K | |||
| Net Interest Spread | 5.45% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 66.88% | |||
| Return on Assets | 1.46% | |||
| Return on Equity | 10.78% | |||