B
North Coast Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Coast Credit Union
Bellingham, WA
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 8.90
Stability Index 7.00
Company Info North Coast Credit Union
Bellingham, WA
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NCUA Charter Number 5592
Phone Number (360) 733-3982
Website www.northcoastcu.com
Asset Quality North Coast Credit Union
Bellingham, WA
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1-Year Asset Growth 8.59%
5-Year Asset Growth 7.20%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.47%
Non-Performing Loans to Loans 0.48%
Balance Sheet North Coast Credit Union
Bellingham, WA
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Total Assets 412.34M
Total Deposits 355.92M
Capital and Reserves North Coast Credit Union
Bellingham, WA
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Capital 52.19M
Leverage Ratio 13.52
Loan Loss Reserves to Loans 0.83%
Liquidity North Coast Credit Union
Bellingham, WA
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Hot Money Ratio 15.57%
Liquidity Ratio 25.02%
Profitability North Coast Credit Union
Bellingham, WA
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5-Year Return on Average Assets 0.97%
Net Income 3.03M
Net Interest Spread 4.94%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 71.77%
Return on Assets 1.02%
Return on Equity 8.15%