B
Cincinnati Ohio Police Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.92
Leverage
Ratio
11.01
Return On
Assets
0.99%
Total
Assets
184.37M
Capital
20.13M
Total
Deposits
161.89M
Net
Income
1.29M
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Weiss Ratings Cincinnati Ohio Police Federal Credit Union
Cincinnati, OH 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 9.10
Liquidity Index 3.80
Profitability Index 6.80
Stability Index 6.60
Company Info Cincinnati Ohio Police Federal Credit Union
Cincinnati, OH 		Click to
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NCUA Charter Number 560
Phone Number (513) 381-2677
Website www.copfcu.com
Asset Quality Cincinnati Ohio Police Federal Credit Union
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1-Year Asset Growth 13.92%
5-Year Asset Growth 5.98%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.91%
Non-Performing Loans to Loans 1.12%
Balance Sheet Cincinnati Ohio Police Federal Credit Union
Cincinnati, OH 		Click to
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Total Assets 184.37M
Total Deposits 161.89M
Capital and Reserves Cincinnati Ohio Police Federal Credit Union
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Capital 20.13M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 0.89%
Liquidity Cincinnati Ohio Police Federal Credit Union
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Hot Money Ratio 6.88%
Liquidity Ratio 23.50%
Profitability Cincinnati Ohio Police Federal Credit Union
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5-Year Return on Average Assets 0.48%
Net Income 1.29M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 73.71%
Return on Assets 0.99%
Return on Equity 8.95%