Municipal Employees Credit Union of Baltimore, Inc

Baltimore, MD

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.40
Capitalization Index	9.90
Liquidity Index	2.70
Profitability Index	4.60
Stability Index	6.60

Company Info	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5600
Phone Number	(410) 752-8313
Website	www.mecu.com

Asset Quality	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.38%
5-Year Asset Growth	1.00%
5-Year Charge-Offs to Average Loans	0.58%
Charge-Offs to Average Loans	1.04%
Non-Performing Assets to Assets	1.48%
Non-Performing Loans to Capital	12.13%
Non-Performing Loans to Loans	2.29%

Balance Sheet	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.24B
Total Deposits	1.04B

Capital and Reserves	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
Capital	139.14M
Leverage Ratio	12.85
Loan Loss Reserves to Loans	1.52%

Liquidity	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.87%
Liquidity Ratio	15.03%

Profitability	Municipal Employees Credit Union of Baltimore, Inc Baltimore, MD	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.17%
Net Income	2.41M
Net Interest Spread	3.98%
Operating Profit to Average Assets	0.93%
Overhead Efficiency Ratio	81.48%
Return on Assets	0.26%
Return on Equity	2.40%