| Weiss Ratings |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 7.80 | |||
| Company Info |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| NCUA Charter Number | 5601 | |||
| Phone Number | (559) 230-5080 | |||
| Website | www.sjpecu.org | |||
| Asset Quality |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| 1-Year Asset Growth | 0.70% | |||
| 5-Year Asset Growth | 3.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.09% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Total Assets | 169.45M | |||
| Total Deposits | 142.92M | |||
| Capital and Reserves |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Capital | 24.92M | |||
| Leverage Ratio | 14.71 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 16.39% | |||
| Profitability |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | -76.00K | |||
| Net Interest Spread | 0.83% | |||
| Operating Profit to Average Assets | -0.11% | |||
| Overhead Efficiency Ratio | 112.16% | |||
| Return on Assets | -0.18% | |||
| Return on Equity | -1.22% | |||