B
San Joaquin Power Employees Credit Union
FresnoCA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings San Joaquin Power Employees Credit Union
Fresno, CA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 2.10
Stability Index 8.10
Company Info San Joaquin Power Employees Credit Union
Fresno, CA
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NCUA Charter Number 5601
Phone Number (559) 230-5080
Website www.sjpecu.org
Asset Quality San Joaquin Power Employees Credit Union
Fresno, CA
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1-Year Asset Growth 2.57%
5-Year Asset Growth 3.81%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.10%
Non-Performing Loans to Loans 0.02%
Balance Sheet San Joaquin Power Employees Credit Union
Fresno, CA
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Total Assets 173.81M
Total Deposits 146.67M
Capital and Reserves San Joaquin Power Employees Credit Union
Fresno, CA
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Capital 25.45M
Leverage Ratio 14.64
Loan Loss Reserves to Loans 1.00%
Liquidity San Joaquin Power Employees Credit Union
Fresno, CA
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Hot Money Ratio 0.00%
Liquidity Ratio 15.56%
Profitability San Joaquin Power Employees Credit Union
Fresno, CA
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5-Year Return on Average Assets 0.21%
Net Income 12.00K
Net Interest Spread 1.17%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 93.93%
Return on Assets 0.03%
Return on Equity 0.19%