| Weiss Ratings |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 8.10 | |||
| Company Info |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| NCUA Charter Number | 5601 | |||
| Phone Number | (559) 230-5080 | |||
| Website | www.sjpecu.org | |||
| Asset Quality |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| 1-Year Asset Growth | 2.86% | |||
| 5-Year Asset Growth | 3.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.19% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Total Assets | 175.28M | |||
| Total Deposits | 146.48M | |||
| Capital and Reserves |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Capital | 25.67M | |||
| Leverage Ratio | 14.64 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 14.09% | |||
| Profitability |
San Joaquin Power Employees Credit Union
Fresno, CA |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | 224.00K | |||
| Net Interest Spread | 1.27% | |||
| Operating Profit to Average Assets | 0.31% | |||
| Overhead Efficiency Ratio | 75.67% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 1.76% | |||