Freedom Credit Union
| Weiss Ratings |
Freedom Credit Union
Springfield, MA |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 8.90 | |||
| Company Info |
Freedom Credit Union
Springfield, MA |
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| NCUA Charter Number | 5608 | |||
| Phone Number | (413) 739-6961 | |||
| Website | www.freedom.coop | |||
| Asset Quality |
Freedom Credit Union
Springfield, MA |
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| 1-Year Asset Growth | -0.26% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 1.74% | |||
| Non-Performing Loans to Capital | 10.89% | |||
| Non-Performing Loans to Loans | 1.92% | |||
| Balance Sheet |
Freedom Credit Union
Springfield, MA |
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| Total Assets | 738.35M | |||
| Total Deposits | 584.11M | |||
| Capital and Reserves |
Freedom Credit Union
Springfield, MA |
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| Capital | 92.87M | |||
| Leverage Ratio | 13.82 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
Freedom Credit Union
Springfield, MA |
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| Hot Money Ratio | 19.70% | |||
| Liquidity Ratio | 19.93% | |||
| Profitability |
Freedom Credit Union
Springfield, MA |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 1.09M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 84.33% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 2.37% | |||