Freedom Credit Union
| Weiss Ratings |
Freedom Credit Union
Springfield, MA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 8.90 | |||
| Company Info |
Freedom Credit Union
Springfield, MA |
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| NCUA Charter Number | 5608 | |||
| Phone Number | (413) 739-6961 | |||
| Website | www.freedom.coop | |||
| Asset Quality |
Freedom Credit Union
Springfield, MA |
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| 1-Year Asset Growth | 1.77% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.82% | |||
| Non-Performing Loans to Capital | 13.95% | |||
| Non-Performing Loans to Loans | 2.56% | |||
| Balance Sheet |
Freedom Credit Union
Springfield, MA |
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| Total Assets | 748.78M | |||
| Total Deposits | 589.55M | |||
| Capital and Reserves |
Freedom Credit Union
Springfield, MA |
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| Capital | 95.43M | |||
| Leverage Ratio | 13.86 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Freedom Credit Union
Springfield, MA |
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| Hot Money Ratio | 18.00% | |||
| Liquidity Ratio | 22.14% | |||
| Profitability |
Freedom Credit Union
Springfield, MA |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 2.77M | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 85.33% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 3.99% | |||