Freedom Credit Union
| Weiss Ratings |
Freedom Credit Union
Springfield, MA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 9.00 | |||
| Company Info |
Freedom Credit Union
Springfield, MA |
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| NCUA Charter Number | 5608 | |||
| Phone Number | (413) 739-6961 | |||
| Website | www.freedom.coop | |||
| Asset Quality |
Freedom Credit Union
Springfield, MA |
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| 1-Year Asset Growth | 0.69% | |||
| 5-Year Asset Growth | 9.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 1.24% | |||
| Non-Performing Loans to Capital | 9.78% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
Freedom Credit Union
Springfield, MA |
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| Total Assets | 735.73M | |||
| Total Deposits | 568.77M | |||
| Capital and Reserves |
Freedom Credit Union
Springfield, MA |
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| Capital | 91.03M | |||
| Leverage Ratio | 13.65 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
Freedom Credit Union
Springfield, MA |
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| Hot Money Ratio | 20.01% | |||
| Liquidity Ratio | 17.71% | |||
| Profitability |
Freedom Credit Union
Springfield, MA |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 2.03M | |||
| Net Interest Spread | 2.68% | |||
| Operating Profit to Average Assets | 0.19% | |||
| Overhead Efficiency Ratio | 88.59% | |||
| Return on Assets | 0.37% | |||
| Return on Equity | 3.09% | |||