WNC Community Credit Union
| Weiss Ratings |
WNC Community Credit Union
Waynesville, NC |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 8.50 | |||
| Company Info |
WNC Community Credit Union
Waynesville, NC |
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| NCUA Charter Number | 5618 | |||
| Phone Number | (828) 456-1840 | |||
| Website | www.wncccu.org | |||
| Asset Quality |
WNC Community Credit Union
Waynesville, NC |
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| 1-Year Asset Growth | -0.61% | |||
| 5-Year Asset Growth | 4.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.14% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
WNC Community Credit Union
Waynesville, NC |
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| Total Assets | 99.57M | |||
| Total Deposits | 76.20M | |||
| Capital and Reserves |
WNC Community Credit Union
Waynesville, NC |
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| Capital | 15.20M | |||
| Leverage Ratio | 15.51 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
WNC Community Credit Union
Waynesville, NC |
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| Hot Money Ratio | 5.81% | |||
| Liquidity Ratio | 19.98% | |||
| Profitability |
WNC Community Credit Union
Waynesville, NC |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 27.00K | |||
| Net Interest Spread | 2.03% | |||
| Operating Profit to Average Assets | 0.17% | |||
| Overhead Efficiency Ratio | 91.65% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 0.71% | |||