WNC Community Credit Union
| Weiss Ratings |
WNC Community Credit Union
Waynesville, NC |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
WNC Community Credit Union
Waynesville, NC |
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| NCUA Charter Number | 5618 | |||
| Phone Number | (828) 456-1840 | |||
| Website | www.wncccu.org | |||
| Asset Quality |
WNC Community Credit Union
Waynesville, NC |
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| 1-Year Asset Growth | -5.83% | |||
| 5-Year Asset Growth | 1.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 2.01% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
WNC Community Credit Union
Waynesville, NC |
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| Total Assets | 92.22M | |||
| Total Deposits | 75.95M | |||
| Capital and Reserves |
WNC Community Credit Union
Waynesville, NC |
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| Capital | 15.70M | |||
| Leverage Ratio | 17.15 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
WNC Community Credit Union
Waynesville, NC |
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| Hot Money Ratio | 8.48% | |||
| Liquidity Ratio | 21.82% | |||
| Profitability |
WNC Community Credit Union
Waynesville, NC |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 243.00K | |||
| Net Interest Spread | 2.89% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 80.47% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 3.12% | |||