WNC Community Credit Union
| Weiss Ratings |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.40 | |||
| Company Info |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5618 | |||
| Phone Number | (828) 456-1840 | |||
| Website | www.wncccu.org | |||
| Asset Quality |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.49% | |||
| 5-Year Asset Growth | 1.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 1.93% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 94.30M | |||
| Total Deposits | 77.97M | |||
| Capital and Reserves |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.84M | |||
| Leverage Ratio | 16.92 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.06% | |||
| Liquidity Ratio | 23.74% | |||
| Profitability |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 384.00K | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 79.21% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 3.27% | |||