WNC Community Credit Union
| Weiss Ratings |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 7.50 | |||
| Company Info |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5618 | |||
| Phone Number | (828) 456-1840 | |||
| Website | www.wncccu.org | |||
| Asset Quality |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -7.83% | |||
| 5-Year Asset Growth | 4.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 93.85M | |||
| Total Deposits | 75.62M | |||
| Capital and Reserves |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.36M | |||
| Leverage Ratio | 16.62 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.18% | |||
| Liquidity Ratio | 20.49% | |||
| Profitability |
WNC Community Credit Union
Waynesville, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 182.00K | |||
| Net Interest Spread | 2.16% | |||
| Operating Profit to Average Assets | 0.23% | |||
| Overhead Efficiency Ratio | 89.88% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 1.59% | |||