| Weiss Ratings |
Germania Credit Union
Brenham, TX |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 6.10 | |||
| Company Info |
Germania Credit Union
Brenham, TX |
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| NCUA Charter Number | 5620 | |||
| Phone Number | (979) 830-7516 | |||
| Website | www.germaniacreditunion.com | |||
| Asset Quality |
Germania Credit Union
Brenham, TX |
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| 1-Year Asset Growth | -4.90% | |||
| 5-Year Asset Growth | 5.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Germania Credit Union
Brenham, TX |
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| Total Assets | 18.19M | |||
| Total Deposits | 15.64M | |||
| Capital and Reserves |
Germania Credit Union
Brenham, TX |
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| Capital | 2.39M | |||
| Leverage Ratio | 13.12 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
Germania Credit Union
Brenham, TX |
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| Hot Money Ratio | 20.07% | |||
| Liquidity Ratio | 46.13% | |||
| Profitability |
Germania Credit Union
Brenham, TX |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 100.00K | |||
| Net Interest Spread | 5.44% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 81.64% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 5.72% | |||