B
Germania Credit Union
BrenhamTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 2.10
Stability Index 6.70
Company Info Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5620
Phone Number (979) 830-7516
Website www.germaniacreditunion.com
Asset Quality Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.79%
5-Year Asset Growth 5.93%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.75%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.46%
Non-Performing Loans to Loans 0.00%
Balance Sheet Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 19.23M
Total Deposits 16.83M
Capital and Reserves Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.30M
Leverage Ratio 11.97
Loan Loss Reserves to Loans 0.17%
Liquidity Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.15%
Liquidity Ratio 43.16%
Profitability Germania Credit Union
Brenham, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 16.00K
Net Interest Spread 5.10%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 81.83%
Return on Assets 0.33%
Return on Equity 2.79%