B
Northern Star Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northern Star Credit Union, Inc.
Portsmouth, VA
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 7.90
Stability Index 5.20
Company Info Northern Star Credit Union, Inc.
Portsmouth, VA
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NCUA Charter Number 5645
Phone Number (757) 487-3474
Website www.nstarcu.org
Asset Quality Northern Star Credit Union, Inc.
Portsmouth, VA
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1-Year Asset Growth -1.71%
5-Year Asset Growth -2.71%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.53%
Non-Performing Loans to Loans 0.45%
Balance Sheet Northern Star Credit Union, Inc.
Portsmouth, VA
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Total Assets 73.46M
Total Deposits 63.57M
Capital and Reserves Northern Star Credit Union, Inc.
Portsmouth, VA
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Capital 9.84M
Leverage Ratio 16.54
Loan Loss Reserves to Loans 1.79%
Liquidity Northern Star Credit Union, Inc.
Portsmouth, VA
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Hot Money Ratio 0.61%
Liquidity Ratio 29.63%
Profitability Northern Star Credit Union, Inc.
Portsmouth, VA
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5-Year Return on Average Assets 0.26%
Net Income 1.03M
Net Interest Spread 6.89%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 68.16%
Return on Assets 1.85%
Return on Equity 15.75%