B
Northern Star Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northern Star Credit Union, Inc.
Portsmouth, VA
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Rating B
Asset Quality Index 8.00
Capitalization Index 8.40
Liquidity Index 4.80
Profitability Index 3.70
Stability Index 4.70
Company Info Northern Star Credit Union, Inc.
Portsmouth, VA
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NCUA Charter Number 5645
Phone Number (757) 487-3474
Website www.nstarcu.org
Asset Quality Northern Star Credit Union, Inc.
Portsmouth, VA
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1-Year Asset Growth -0.47%
5-Year Asset Growth -2.71%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.99%
Non-Performing Loans to Loans 0.70%
Balance Sheet Northern Star Credit Union, Inc.
Portsmouth, VA
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Total Assets 74.07M
Total Deposits 64.79M
Capital and Reserves Northern Star Credit Union, Inc.
Portsmouth, VA
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Capital 9.27M
Leverage Ratio 16.28
Loan Loss Reserves to Loans 1.64%
Liquidity Northern Star Credit Union, Inc.
Portsmouth, VA
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Hot Money Ratio 0.59%
Liquidity Ratio 24.20%
Profitability Northern Star Credit Union, Inc.
Portsmouth, VA
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5-Year Return on Average Assets 0.26%
Net Income 935.00K
Net Interest Spread 6.91%
Operating Profit to Average Assets 2.53%
Overhead Efficiency Ratio 94.00%
Return on Assets 2.53%
Return on Equity 22.70%