| Weiss Ratings |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| NCUA Charter Number | 5647 | |||
| Phone Number | (434) 237-1566 | |||
| Website | www.mybcu.org | |||
| Asset Quality |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| 1-Year Asset Growth | 2.67% | |||
| 5-Year Asset Growth | 9.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 1.81% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Total Assets | 331.77M | |||
| Total Deposits | 287.79M | |||
| Capital and Reserves |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Capital | 38.23M | |||
| Leverage Ratio | 11.52 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Liquidity |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Hot Money Ratio | 12.55% | |||
| Liquidity Ratio | 8.96% | |||
| Profitability |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 3.02M | |||
| Net Interest Spread | 5.00% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 78.37% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 16.59% | |||