| Weiss Ratings |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| NCUA Charter Number | 5647 | |||
| Phone Number | (434) 237-1566 | |||
| Website | www.mybcu.org | |||
| Asset Quality |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| 1-Year Asset Growth | 6.95% | |||
| 5-Year Asset Growth | 10.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.96% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Total Assets | 328.51M | |||
| Total Deposits | 282.79M | |||
| Capital and Reserves |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Capital | 34.27M | |||
| Leverage Ratio | 10.43 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Liquidity |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| Hot Money Ratio | 13.05% | |||
| Liquidity Ratio | 9.12% | |||
| Profitability |
Beacon Credit Union Incorporated
Lynchburg, VA |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 1.76M | |||
| Net Interest Spread | 4.75% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 76.15% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 6.98% | |||