A
Jackson River Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 10.00
Stability Index 9.40
Company Info Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5648
Phone Number (540) 962-6154
Website www.jrccu.org
Asset Quality Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.98%
5-Year Asset Growth 6.91%
5-Year Charge-Offs to Average Loans 0.54%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 5.54%
Non-Performing Loans to Loans 1.94%
Balance Sheet Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 123.25M
Total Deposits 104.28M
Capital and Reserves Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.14M
Leverage Ratio 15.38
Loan Loss Reserves to Loans 1.54%
Liquidity Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.80%
Liquidity Ratio 30.81%
Profitability Jackson River Community Credit Union
Covington, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.23%
Net Income 1.92M
Net Interest Spread 5.55%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 54.41%
Return on Assets 2.10%
Return on Equity 15.17%