Major Rating Factors:
A current level of 45.4 percent of nonperforming loans to core capital combined with 69.8 percent from a year earlier contributes to the Very Weak asset quality (0.7).
Other Rating Factors:
Fair liquidity 3.0, driven by a liquidity ratio of 20.5 percent and a “hot money” ratio of 27.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (58%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
West 1505 US Highway Eight
Brantwood, WI 54513
Brantwood, WI 54513
Phone Number
(715) 564-2232
NCUA Charter Number
Website
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