C
National J.A.C.L. Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings National J.A.C.L. Credit Union
Salt Lake City, UT
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Rating C
Asset Quality Index 7.90
Capitalization Index 7.30
Liquidity Index 4.50
Profitability Index 1.40
Stability Index 3.80
Company Info National J.A.C.L. Credit Union
Salt Lake City, UT
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NCUA Charter Number 5660
Phone Number (801) 424-5225
Website www.jaclcu.com
Asset Quality National J.A.C.L. Credit Union
Salt Lake City, UT
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1-Year Asset Growth -0.66%
5-Year Asset Growth 5.74%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.26%
Non-Performing Loans to Loans 0.59%
Balance Sheet National J.A.C.L. Credit Union
Salt Lake City, UT
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Total Assets 38.58M
Total Deposits 33.62M
Capital and Reserves National J.A.C.L. Credit Union
Salt Lake City, UT
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Capital 3.72M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 0.52%
Liquidity National J.A.C.L. Credit Union
Salt Lake City, UT
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Hot Money Ratio 19.60%
Liquidity Ratio 15.17%
Profitability National J.A.C.L. Credit Union
Salt Lake City, UT
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5-Year Return on Average Assets 0.10%
Net Income -20.00K
Net Interest Spread 2.92%
Operating Profit to Average Assets 0.03%
Overhead Efficiency Ratio 99.13%
Return on Assets -0.10%
Return on Equity -1.07%