| Weiss Ratings |
1st Community Credit Union
Sparta, WI |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.40 | |||
| Company Info |
1st Community Credit Union
Sparta, WI |
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| NCUA Charter Number | 5663 | |||
| Phone Number | (608) 269-8121 | |||
| Website | www.1stccu.com | |||
| Asset Quality |
1st Community Credit Union
Sparta, WI |
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| 1-Year Asset Growth | 9.77% | |||
| 5-Year Asset Growth | 10.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 5.97% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
1st Community Credit Union
Sparta, WI |
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| Total Assets | 276.16M | |||
| Total Deposits | 236.17M | |||
| Capital and Reserves |
1st Community Credit Union
Sparta, WI |
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| Capital | 21.55M | |||
| Leverage Ratio | 8.19 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
1st Community Credit Union
Sparta, WI |
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| Hot Money Ratio | 16.31% | |||
| Liquidity Ratio | 21.20% | |||
| Profitability |
1st Community Credit Union
Sparta, WI |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 391.00K | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 82.77% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 7.33% | |||