B
1st Community Credit Union
SpartaWI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.30
Capitalization Index 6.30
Liquidity Index 2.70
Profitability Index 5.30
Stability Index 6.00
Company Info 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5663
Phone Number (608) 269-8121
Website www.1stccu.com
Asset Quality 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.96%
5-Year Asset Growth 9.44%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 4.96%
Non-Performing Loans to Loans 0.56%
Balance Sheet 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 270.28M
Total Deposits 240.63M
Capital and Reserves 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 24.89M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 0.32%
Liquidity 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.59%
Liquidity Ratio 14.80%
Profitability 1st Community Credit Union
Sparta, WI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.53%
Net Income 1.52M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 79.22%
Return on Assets 1.12%
Return on Equity 12.62%