C
P & S Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings P & S Credit Union
Salt Lake City, UT
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Rating C
Asset Quality Index 9.90
Capitalization Index 9.60
Liquidity Index 4.90
Profitability Index 6.10
Stability Index 5.00
Company Info P & S Credit Union
Salt Lake City, UT
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NCUA Charter Number 5672
Phone Number (801) 973-0575
Website www.pandscu.org
Asset Quality P & S Credit Union
Salt Lake City, UT
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1-Year Asset Growth -0.78%
5-Year Asset Growth 10.17%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.02%
Balance Sheet P & S Credit Union
Salt Lake City, UT
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Total Assets 24.79M
Total Deposits 21.75M
Capital and Reserves P & S Credit Union
Salt Lake City, UT
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Capital 2.80M
Leverage Ratio 11.36
Loan Loss Reserves to Loans 0.72%
Liquidity P & S Credit Union
Salt Lake City, UT
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Hot Money Ratio 0.00%
Liquidity Ratio 35.04%
Profitability P & S Credit Union
Salt Lake City, UT
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5-Year Return on Average Assets 0.75%
Net Income 136.00K
Net Interest Spread 4.90%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 72.07%
Return on Assets 0.73%
Return on Equity 6.81%