Hercules First Federal Credit Union

Salt Lake City, UT

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.10
Capitalization Index	6.20
Liquidity Index	1.90
Profitability Index	0.90
Stability Index	5.60

Company Info	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5677
Phone Number	(801) 968-9011
Website	www.herculescu.com

Asset Quality	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.80%
5-Year Asset Growth	9.75%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.25%
Non-Performing Assets to Assets	0.39%
Non-Performing Loans to Capital	4.50%
Non-Performing Loans to Loans	0.28%

Balance Sheet	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	166.33M
Total Deposits	133.73M

Capital and Reserves	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Capital	14.36M
Leverage Ratio	8.64
Loan Loss Reserves to Loans	0.24%

Liquidity	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.08%
Liquidity Ratio	5.32%

Profitability	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.31%
Net Income	78.00K
Net Interest Spread	2.50%
Operating Profit to Average Assets	0.41%
Overhead Efficiency Ratio	85.02%
Return on Assets	0.19%
Return on Equity	2.20%