B
Utah Heritage Credit Union
MoroniUT
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Utah Heritage Credit Union
Moroni, UT
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Rating B
Asset Quality Index 6.90
Capitalization Index 9.80
Liquidity Index 3.60
Profitability Index 9.80
Stability Index 8.70
Company Info Utah Heritage Credit Union
Moroni, UT
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NCUA Charter Number 5679
Phone Number (435) 436-8288
Website www.utahheritagecu.org
Asset Quality Utah Heritage Credit Union
Moroni, UT
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1-Year Asset Growth 9.89%
5-Year Asset Growth 12.05%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 10.03%
Non-Performing Loans to Loans 1.64%
Balance Sheet Utah Heritage Credit Union
Moroni, UT
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Total Assets 153.91M
Total Deposits 133.91M
Capital and Reserves Utah Heritage Credit Union
Moroni, UT
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Capital 17.86M
Leverage Ratio 11.60
Loan Loss Reserves to Loans 0.67%
Liquidity Utah Heritage Credit Union
Moroni, UT
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Hot Money Ratio 24.50%
Liquidity Ratio 19.53%
Profitability Utah Heritage Credit Union
Moroni, UT
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5-Year Return on Average Assets 1.34%
Net Income 1.35M
Net Interest Spread 4.57%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 55.54%
Return on Assets 1.79%
Return on Equity 15.71%