| Weiss Ratings |
Education First Credit Union
Ogden, UT |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Education First Credit Union
Ogden, UT |
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| NCUA Charter Number | 5690 | |||
| Phone Number | (801) 392-4877 | |||
| Website | www.e1cu.org | |||
| Asset Quality |
Education First Credit Union
Ogden, UT |
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| 1-Year Asset Growth | 15.37% | |||
| 5-Year Asset Growth | 9.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Education First Credit Union
Ogden, UT |
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| Total Assets | 60.66M | |||
| Total Deposits | 54.86M | |||
| Capital and Reserves |
Education First Credit Union
Ogden, UT |
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| Capital | 5.65M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 0.38% | |||
| Liquidity |
Education First Credit Union
Ogden, UT |
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| Hot Money Ratio | 24.03% | |||
| Liquidity Ratio | 11.56% | |||
| Profitability |
Education First Credit Union
Ogden, UT |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 279.00K | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 64.90% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 10.17% | |||