| Weiss Ratings |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5690 | |||
| Phone Number | (801) 392-4877 | |||
| Website | www.e1cu.org | |||
| Asset Quality |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 15.14% | |||
| 5-Year Asset Growth | 6.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.77% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 52.86M | |||
| Total Deposits | 44.47M | |||
| Capital and Reserves |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.21M | |||
| Leverage Ratio | 9.86 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.64% | |||
| Liquidity Ratio | 2.28% | |||
| Profitability |
Education First Credit Union
Ogden, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 251.00K | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.85% | |||
| Overhead Efficiency Ratio | 72.27% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 6.63% | |||